Spike Financing (Over $9,900)

We have partnered with Klarna, an industry leader in the online payment services industry, to offer you as low as 0% interest financing for up to 36 months on your purchase. 

To take advantage of this opportunity, select 'See if you're prequalified' on the product page or in your cart – this does not commit you to a purchase. If you qualify and are ready to check out, select 'BUY NOW, PAY LATER WITH KLARNA' during the checkout and proceed with the simple and secure financing process!

With orders over $9,900 there is an additional step as Klarna limits the amount that can be financed.

Additional Steps to Finance over $9,900

  1. Finalize your order and fill your cart
  2. If the total is over $9,900, take the total price and subtract $9,900 (maximum Klarna loan amount)
  3. For example, if the total order is our Nano at $16,000, you would need to purchase gift cards from Spike to make up the difference. You'd need to purchase $6,100 ($16,000 minus $9,900) in Spike gift cards
  4. Head to our checkout page and apply the gift cards in the 'Gift card or discount' box
  5. Once the gift cards are applied and the owed total is below $9,900, you can check out with financing! 
 (Click image to see additional program details) 



If you wish to return an item for any reason you may do so within 30 days of receipt. All returned items must be unused. We do ask that you cover the cost of return shipping plus an additional restocking fee of up to 10%

Please open a ticket with our support team if you would like to start a return through this link.


*Promotional purchase rate ranges from 0%-19.99% APR. Non-promotional balances have a standard APR of 19.99%. Subject to a $2 minimum interest charge. Klarna Credit accounts are subject to credit approval and issued by WebBank, member FDIC. See complete terms.